Heart Attack

Experiencing a heart attack is both physically and emotionally traumatic on its own. The complications that follow are often just as debilitating, if not more so. Many who have suffered a heart attack can be out of work for weeks, months, or even longer. This hardship, combined with medical bills, can put a serious drain on a person’s finances.

Many find SSD benefits to be a life-saving resource. Before applying, there are several factors you’ll need to consider. Here’s everything you need to know to make sure your claim goes smoothly. We also help if you’ve been denied.

Can I Get Disability for a Heart Attack?

Social Security disability is a benefit provided by the Social Security Administration (SSA). Those who have suffered a heart attack may be eligible for these benefits under the SSA’s Blue Book. However, you must show you have long-term complications that stop you from working.

How to File for Social Security Disability for a Heart Attack

Filing for SSDI is a time-consuming process that requires significant paperwork and documentation. Below are the steps you’ll need to follow to ensure that your claim has the best chance of being accepted by the SSA.

Learn About Eligibility

To qualify for SSDI, there are two eligibility requirements you need to meet. The first is the presence of a long-term, debilitating medical condition. The second is that this condition prevents you from working. A single heart attack typically isn’t enough to meet the eligibility requirements. You’ll also need to show that your long-term complications will prevent you from working for at least a year. Or that your condition will eventually become fatal. This may include:

Determining eligibility isn’t always straightforward. But making sure you meet the qualifying requirements is important. This is especially true if your claim is denied later on. An SSDI lawyer can advise you and assist you throughout the filing process.

Collect Medical Documents

You’ll also need to show your symptoms through medical documentation. Make sure you are following your doctor’s treatment recommendations. You should also request all documentation related to your conditions. This may be through:

Another helpful piece of documentation is a residual functional capacity assessment. This outlines how your condition affects your physical activity. This includes activities like walking, standing, lifting, and brain function. You can request a residual functional capacity assessment from your healthcare provider.

Submit Your Claim

The next step is to submit your documents to the SSA along with your completed forms. You can do this online at the SSA’s website, over the phone, or in person at your local SSA office.

The processing times for SSDI claims can take several weeks or even months. This is especially true if your case is particularly severe or complicated. However, there’s no harm in contacting the SSA to check the status of your claim if it’s been a while.

If Your Claim Is Denied

Receiving word that your SSDI claim has been denied can be incredibly disheartening. This is especially true if you have no other option for employment. Fortunately, there are many channels you can pursue to reverse the SSA’s decision.

The first step is to file a formal request for reconsideration within 60 days of being denied. This can be done online, over the phone, or in person. Here, you will submit new or extra documents that detail your inability to work.

If the SSA still refuses to reverse its decision, the next step is to file an appeal. The judge will review your case, listen to your testimony, and consider any new evidence. This is often your best chance at getting your denial overturned. It’s best to maximize your chances with the help of an SSDI lawyer. We can prepare your case and advocate on your behalf.

What to Do if Your Appeal Is Denied

If you fail to appeal, you have two additional options. The first is requesting a review by the SSA appeals council.

If you are unsuccessful with the council, the final option is to file a lawsuit with the federal court. This is typically your last chance to reverse your denial. If you are unsuccessful, you may lose your right to benefits. Pond Lehocky can review your case at this or any of the aforementioned stages to make sure nothing is left out.